Not being educated on credit gets you in the end

Now what I didn’t know is that closing or being inactive on your accounts could be damaging to your credit history.  I never did any research on it before because I wasn’t a frequent shopper.  I only spent what I knew I could pay back if I wanted to within one to two months tops.

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If it's not fun, it's not a party. While making party's pretty is key, don't forget to make it memorable. That includes all the extras: favors, games, gifts, and sometimes a funky outfit.

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